Credit card usage continues to grow in popularity. These are the most common uses for them:
- Ease payments.
- Establish and improve your credit record.
- Collect points, miles, and cash back.
- Transfer balances from other cards
- Consolidate debts.
There are different types of cards for the different economic needs you may have. These are some of the different types of credit cards:
- Cards that give back a % of your monthly expenses.
- Cards to accumulate air miles and other points.
- Cards to establish or improve your credit. Cards with 0% limited APR (perfect to transfer balances on to)
These cards can be quite useful, but they must be used with responsibility because if you don’t pay off your balance, it might end up hurting your credit record and your options to get financing in the future.
Compare Credit Cards With SuperDinero from APR:
Compare Credit Card Options With Superdinero With Amounts Up To:
# of options to manage your debts with SuperDinero’s Network:
- Be over 18 years old.
- Have a verifiable income in the US.
- Have a SSN or ITIN (if you don’t have either of these, you may visit our article on loans without social security).
- Be a resident, citizen, or have a visa H1-B, L-1, o-1, E-1, TN, F1, J1, and others (tourist visas are not eligible).
How Do Credit Cards Work?
Always make sure you understand and agree with the terms of your credit card before accepting it. You may also want to make sure to follow the following advice to make sure you get the most out of your card for as little as possible:
- Never spend more than your approved amount (If you overuse your card, you will get fines)
- Try to use less than 30% of your total limit (Using less than your limit helps to improve your credit).
- Pay off your monthly balance if possible (this way you will avoid getting charged with interest).
- Always pay on time, even if it’s the minimum (otherwise your credit will be harmed and your interests may rise).
How To Apply to a Card?
In the past, in order to apply to a credit card, you had to physically go to various banks to make the required applications. This, of course, meant you’d spend a lot of your precious time and energy, and even worse, it wouldn’t allow you to easily compare the various options for credit cards available to you so you could pick the one that was the best. Thanks to SuperDinero and technology in general, you can now avoid all that and easily apply to your credit cards on line and gain the following benefits:
- Applying is free and can be done from the comfort of your own home at your own pace.
- By being able to compare more cards online you may find better terms (from 0% interest rates).
- The approval process is quicker, you may be approved in a matter of seconds.
If you wish to compare credit cads you may want to check out the best credit card options with which we work, or you can contact one of our professionals at SuperDinero who will assist you for free: https://hola.superdinero.org/tarjetas
Cards According to Your Credit History
Even though getting credit cards with good terms such as 0% limited APR is easier for people with good credit records, there are many other options for credit cards for people with bad credit. We have created a list of the possible credit card terms you might be eligible to according to your credit history and we have included more information on how you may apply to these:
- Excellent Credit : If your credit record is between 670 and 850 you may qualify to the best cards such as Platinum, but you probably already knew that. These cards have the best benefits, discounts, and lowest interests.
- Good Credit: If your credit is between 620 and 670 you may qualify to good credit cards like Gold and Silver. These cards have quite good benefits, discounts and low interests.
- Regular Credit: If your credit record is between 580 and 620 you may qualify to good credit cards like Gold and Silver, only with a slightly higher interest than people with good credit.
- Bad Credit: If your credit record is lower than 580, you can still qualify to credit cards for people with bad credit. These don’t have as much benefits and interests are usually a bit higher, but they may help you make your payments. You can also apply for cards with guarantee which help you improve your credit, and if you pay these on time they promote you to a card that does not require a guarantee.
Where Can I Apply for a Card?
We work with companies all across the 50 states, but in certain states we count with more options. Read more about these states in the following articles:
Call us now: (855) 221-2006 for a 100% free consultation 🙂
5 MEJORES OPCIONES DE TARJETAS DE CRÉDITO
APR: 14.99% – 23.74%
Puntaje: 640 – 850
APR: 13.99% – 23.99%
Puntaje: 680 – 850
APR: 11.99% – 22.99%
Puntaje: 680 – 850
APR: 8.99% – 29.99%
Puntaje: 600 – 850
APR: 13.99% – 23.99%
Puntaje: 640 – 850
In this section we add weekly articles about ideas for savings, financial news, strategies, and many other resources to help make you and your wallet happy. Click on our blog to learn more about any of these 🙂
Secured credit cards (also known as credit cards with guarantee) are different than common credit cards in that they require an initial deposit from your part to open the account. This deposit is later refundable to you. Normally, these cards are used by people with...
The typical catch-22 in the credit card game. You need to have an established credit score in order to qualify for a credit card, but without a credit card it is somewhat difficult to start building your credit. This is where a card like Petal comes in. In this...
Whenever we hear the word credit cards many times the thought of piling interest debt comes to mind. The high APR costs credit cards come with are one of the main reasons many of our readers rather opt for a personal loan than for a credit card for big purchases. This...