When your credit score is less than perfect, especially with everything going on, obtaining access to a credit card can prove to be complicated. If you are experiencing this issue, then the Reflex Mastercard® credit card from Celtic Bank may be the answer you were looking for.

The Reflex Mastercard® prides itself in being a lifeline for the underbanked and taking all clients into consideration. Although not all users are approved to the Reflex Mastercard® credit card, it does present an interesting alternate option for users trying to improve their credit history.

This card can be a good financial back bone in order to get your credit back on track. In this article we’ll explain the terms, main benefits, and drawbacks of applying for the Reflex Mastercard® credit card so you can decide whether this card is right for you.

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Here are some of the most important benefits of the Reflex Mastercard® card:

  1. Pre-qualifying for this card does NOT affect your credit score.
  2. You can qualify even if your credit score is less than perfect.
  3. Account history is reported to 3 major credit bureaus, which may help improve your credit score with on time payments.
  4. 24/7 access to your card transactions & online account.

Other Reflex Mastercard® Credit Card Frequently Asked Questions:

A) Can I qualify if I have a bad credit score?

Although Reflex Mastercard® doesn’t approve all users, it does consider all users for approval no matter their credit score. So if this card peaks your interest you lose nothing in applying to see whether or not you are approved.

B) Does it help build my credit?

It is possible! Reflex Mastercard® reports to all 3 credit bureaus. With responsible spending and on-time payments, you can grow your credit score.

But the opposite happens if you don’t make timely payments. So in order to positively impact your score, make sure to always pay on time.

C) What are the requirements to apply & where to apply?

All you need to apply for an Reflex Mastercard® credit card is the info below:

  • To be eligible for the Reflex Mastercard® card, you must be at least 19 years old and have a social security number.
  • Applicants do need to provide information on income and residence stability prior to approval.

If you would like to apply to the Reflex Mastercard® card please click below: